Debt collection is an activity that has a strong impact on society. In managing our credit portfolio, therefore, we have developed highly distinctive policies and strategies based on great expertise, technological innovation and analysis of a great volume of data and documents. The goal is to create a sustainable system that can help families and businesses achieve financial stability.
Our approach to the market is based on the desire to ensure that people can once again access credit. With patient recovery we want to increase the number of Italian families who are given the opportunity to be reintegrated into the financial system.
We are attentive to the sustainability of credit recovery, with non-impacting monthly instalments and patient times.
Customisation of repayment plans.
multi-year repayment plans with very modest monthly instalments.
compliance with the debtor’s preferences in terms of hours and contact channels, flexibility over time for the debtor.
Each action is sustainable for the customer, for the Bank and for the system in which the Bank operates.
New identity and stimuli for a profession, that of the credit agent, often seen in a negative light.
Training in empathy, a supportive approach to assistance and respect for the values of the code of ethics at the basis of daily work: welcome call, check up and monitoring of the performance and behaviour of agents and companies.
As a leader in the sector, we are committed to contributing to the sustainable transformation of the NPL market.