So are you.
The private area and current account are accessible through three different keys: the customer code, the password you have chosen and the One Time Password, the temporary code generated from time to time with Secure Call or Token Software.
Your money is secure.
Banca Ifis is a member of the Interbank Deposit Protection Fund which guarantees up to EUR 100 thousand per customer and per bank. Please also note that, since 2 July 2015 the Italian Parliament has enacted a law introducing harmonised rules in all European countries to prevent and manage crises of banks and investment firms (download the full document on bail-in).
If you activate the Vincolato option, you can earn up to 0.75%interest p.a. on amounts locked for 2 years. If you choose the Like option, you will be able to credit sums to the Libero account after 33 days, continuing to accrue interest rate until the locked period expires. With the Vincolato current account line, you can choose whether to receive interest in advance (Vincolato Anticipato) or quarterly, with higher interest (Vincolato Posticipato).
Free or locked capital? You choose!
We offer you several solutions for making your savings work harder. The Libero linked account means you have immediate disposal of sums, as well as the option of:
Topping up the Like linked account, an at call solution, which allows you to have sums at your disposal by requesting them giving 33 days’ advance notice;
Choosing to lock your capital by depositing it in the Vincolato account, which offers six different maturity optionsand two methods for settling interest: advance notice (Vincolato Anticipato) or quarterly in arrears (Vincolato Posticipato).
Zero fees and zero opening and closing charges. But that is not all!
No fee for the Rendimax debit card;
Unlimited POS and on-line payments;
5 free cash withdrawals per month in Italy and EU countries;
First SEPA wire transfer of the month free of charge;
Bank SMS alert service free of charge (Customer SMS charges will vary according to mobile operator).
Rendimax Conto Corrente options
This allows you to have a Rendimax debit card and activate Like or Vincolato; it is ideal for those who often need to use capital for transactions.
A freedebit card is offered to all Rendimax Conto Corrente customers. You can request it when you open your account or at a later date directly from your Private Area.
With contactless technology and enabled for Pagobancomat, Bancomat, Cirrus and Maestro circuits, it is issued free of charge and with no fees. It provides unlimited free transactions both in Italy and abroad for POS payments and 5 free cash withdrawal transactions per month in Italy and the EU using BANCOMAT/CIRRUS ATMs.
Advertising message for promotion purposes. For Rendimax Conto Corrente and Accessory Services terms and conditions, consult the key information sheets and fees and charges information available in the Transparency section of the website www.bancaifis.it.