Group Companies

Since 1983 we have made major acquisitions and developed our corporate structure.

In 2019, after years of growth through a series of acquisitions, we started a process of consolidation to reorganise the corporate structure. Our goal is to integrate people and skills into one large group.


The entire Non Performing Loans structure consists of three companies:

  • Ifis Npl Investing: focuses on purchases and investments in impaired loan portfolios;
  • Ifis Npl Servicing: brings together our impaired debt management and recovery activities;
  • Ifis Real Estate: is dedicated to real estate activities at the service of the other two companies.

Commercial and Corporate Banking

Our Central Affairs Department presides over the entire Corporate and Commercial Banking Area, which includes factoring, financial and equipment leasing, advisory services for corporate acquisitions, M&A and medium and long-term loans, with or without guarantee, for industrial investments and the purchase of tax credits.

A number of specialist companies has helped us to develop an important presence:

  • In financial services to pharmacies, through Credifarma, with a percentage of ownership of 70% of Banca Ifis and of 30% of Federfarma;
  • In the market for long-term rental of capital goods, through Ifis Rental Services;
  • In Eastern Europe, through Ifis Finance, active in Poland and Romania, which offers business financing and, in particular, factoring services.

Salary backed loans

Finally, we are active in consumer credit with Capitalfin, which specialises in salary/pension backed loans.