Logo Banca Ifis

Structure of the Group

Since 1983 we have made major acquisitions and developed our corporate structure.

In 2019, after years of growth through a series of acquisitions, we started a process of consolidation to reorganise the corporate structure. Our goal is to integrate people and skills into one large group.

Banca Ifis Group: Banca Ifis is the parent company (a company with a banking licence), then there are 7 subsidiaries. Among these, the wholly owned subsidiaries are: Ifis Npl Investing S.p.A. (financial company, intermediary registered in the Order persuant to Article 106 of the TUB), Ifis Rental Services S.r.l. (Equipment Finance operating leasing and company not belonging to the Banking Group), Cap.Ital.Fin. S.p.A. (financial company, intermediary registered in the Order persuant to Article 106 of the TUB), Ifis Finance Sp Zoo (financial company, head office in Poland).
Banca Credifarma S.p.A. (company with banking licence) is 87.74% controlled by Banca Ifis.
Ifis Finance I.F.N. S.A. (financial company, head office in Poland) is 99.99% owned by Banca Ifis.
Ifis Npl 2021-1 SPV S.r.l. (SPV set up in accordance with Law no. 130 of 1999 for the purpose of securing a loan) is 51% owned by Banca Ifis.
Ifis Npl Servicing S.p.A. (a financial company, intermediary registered in the Order persuant to Article 106 of the TUB) is a 100% subsidiary of Ifis Npl Investing S.p.A.

NPL

The entire Non Performing Loans structure consists of three companies:

*On 11 November 2024, the merger of Revalea S.p.A. into Ifis Npl Investing S.p.A. became effective.

Commercial and Corporate Banking

Our Central Affairs Department presides over the entire Corporate and Commercial Banking Area, which includes factoring, financial and equipment leasing, advisory services for corporate acquisitions, M&A and medium and long-term loans, with or without guarantee, for industrial investments and the purchase of tax credits.

A number of specialist companies has helped us to develop an important presence:

  • In financial services to pharmacies, through Banca Credifarma, with a percentage of ownership of 87.74%;
  • In the market for long-term rental of technology and capital goods, through Ifis Rental Services;
  • In Eastern Europe, through Ifis Finance Sp. z o.o., active in Poland, and Ifis Finance I.F.N. S.A., active in Romania, which offer business financing and, in particular, factoring services.

Salary backed loans

Finally, we are active in consumer credit with Capitalfin, which specialises in salary/pension backed loans.