Sources of financing, the Fitch and Moody’s Rating of Banca Ifis.

At 31 December 2025, the funding structure presented a part of 60.1% due to customers.

Funding (million Euro)
Sources of financing	31.12.2025	31.12.2024	31.12.2023	31.12.2022	31.12.2021
Customer deposits	11,257	7,002	5,815	5,103	5,684
Bonds	2,483	1,507	1,436	1,109	1,057
Securitization	958	1,645	1,853	1,496	1,448
TLTRO & LTRO & MRO	500	400	1,578	2,424	2,034
Other	3,518	1,043	1,139	999	564
TOTAL	18,716	11,598	11,821	11,131	10,787

Rating Fitch

Fitch Rating Inc. assigns to the Company a Long-term Issuer Default Rating (IDR) of ‘BB+’, outlook stable.

For more details, please see the ratings agency’s press release, available at the site www.fitchratings.com.

Fitch	Outlook	M/L Termine
29 June 2021	Stable	BB+

Fitch

Francesca Vasciminno
Email: francesca.vasciminno@fitchratings.com

Baa3 long-term issuer and senior unsecured debt ratings

Date	Outlook	M/L Termine
22 November 2023	Stable	Baa3

View documents.

View documents.

View documents.

Find out more