Financial results and presentations

Banca Ifis financial results year by year.

Documents - Year 2023	1Q / 3M	2Q / 6M	3Q / 9M
Invitations	Download	Download	Download
2023 financial statements	Download	Download	Download
Presentations	Download	Download	Download
Press Release	Download	Download	Download
Conference Call	Download	Download	Download
Excel Backup	Download	Download	Download

Year 2023
Public disclosure As at 30 June 2023	Download

Year 2022
Consolidated non-financial statement	Download
2022 financial statement (pdf)	Download
2022 financial statement (ESEF)	Download

Previous years

Consult our financial results:

Financial results 2022
Financial results 2021
Financial results 2020
Financial results 2019
Financial results 2018
Financial results 2017
Financial results 2016
Financial results 2015
Financial results 2014
Financial results 2013
Financial results 2012
Financial results 2011
Financial results 2010
Financial results 2009
Financial results 2008
Financial results 2007
Financial results 2006
Financial results 2005
Financial results 2004
Financial results 2003
Financial results 2002

Financial Report 2022

In 2022, Banca Ifis exceeded the 2023 profit target of the business plan by one year. With net profit up 40% year-on-year, the Bank achieved an all-time high in revenues, despite a global macroeconomic environment characterised by numerous uncertainties, significantly different from the scenario envisaged in the 2022-2024 Business Plan.

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With a net profit in 2022 of €141.1m, 40% higher than in 2021, the Bank exceeded the 2023 profit target of €137m set in the Business Plan, one year ahead of schedule. This is an all-time high for our Bank, driven mainly by a favourable trend in revenue. These results were achieved despite a macroeconomic environment characterised by many uncertainties with respect to the scenario envisaged in the 2022-2024 Business Plan.

Financial Highlights 2022

Sustainable and lasting value

1,597.8

Mln €

Consolidated shareholders’ equity

680.5

Mln €

Net banking income***

141.1

Mln €

Consolidated net profit attributable to the Parent Company

Highlights of operating segments in 2022

Positive results for our operating segments

318.4

Mln €

Net banking income Commercial & Corporate Banking sector

284.3

Mln €

Net banking income NPL sector

77.8

Mln €

Net banking income Governance & Services and Non-core Sector

4,160

Mln €

Retail revenue

Historical data of the group
Historical data (in thousands of Euro)	31.12.2022	31.12.2021	31.12.2020	31.12.2019	31.12.2018
Shareholders' Equity consolidated	1,597,781	1,623,888	1,549,962	1,538,953	1,459,000
Net banking income***	680,547	599,938	465,486	556,411	574,595
Net profit (loss) from financial activities***	603,032	522,727	367,682	469,863	476,180
Profit for the period attributable to the Parent company	141,086	100,582	68,804	123,097	146,763

Net banking income (Mln €)	31.12.2022	31.12.2021	31.12.2020	31.12.2019	31.12.2018
Commercial & Corporate Banking Sector	318,444	282,684	222,680	243,560	n.a.
NPL Sector	284,297	257,557	162,942	244,924	n.a.
Governance & Services and Non-core Sector	77,806	59,697	82,178	69,849	n.a.

KPI	31.12.2022	31.12.2021	31.12.2020	31.12.2019	31.12.2018
ROE	8.8%	6.5%	4.5%	8.2%	10.5%
Total Capital Ratio*	18.82%	19.63%	14.85%	14.58%	14.01%
CET1*	15.01%	15.44%	11.29%	10.96%	10.30%
EPS	2.68	1.88	1.29	2.30	2.75
Dividend per share (euro)**	1.40	0.95	0.47	1.10	1.05

*CET1 and Total Capital include the profits generated by the Banking Group as at 31 December 2022, net of the related dividend, including the portion distributed on an interim basis in accordance with the provisions of Article 2433(4) of the Italian Civil Code.

**The figures for the financial year 2022 are composed of the total of 1.00 euros per share distributed as interim dividend in November 2022 and 0.40 euros per share as the proposal for a final dividend for the financial year 2022 prepared by the Board of Directors of Banca Ifis.

***Reclassified data