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Financial results and presentations

Banca Ifis financial results year by year.

Documents - Year 2023

1Q / 3M

2Q / 6M

3Q / 9M

FY / 12M

Invitations

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2023 financial statements

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Presentations

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Press Release

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Conference Call

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Excel Backup

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Year 2023

Public disclosure
As at 31 December 2023 - Pillar III

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Public disclosure
As at 30 June 2023

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Year 2022

Consolidated non-financial statement

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2022 financial statement (pdf)

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2022 financial statement (ESEF)

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Consult our financial results:

  • Financial results 2022
  • Financial results 2021
  • Financial results 2020
  • Financial results 2019
  • Financial results 2018
  • Financial results 2017
  • Financial results 2016
  • Financial results 2015
  • Financial results 2014
  • Financial results 2013
  • Financial results 2012
  • Financial results 2011
  • Financial results 2010
  • Financial results 2009
  • Financial results 2008
  • Financial results 2007
  • Financial results 2006
  • Financial results 2005
  • Financial results 2004
  • Financial results 2003
  • Financial results 2002

Financial Report 2022

In 2022, Banca Ifis exceeded the 2023 profit target of the business plan by one year. With net profit up 40% year-on-year, the Bank achieved an all-time high in revenues, despite a global macroeconomic environment characterised by numerous uncertainties, significantly different from the scenario envisaged in the 2022-2024 Business Plan.

With a net profit in 2022 of €141.1m, 40% higher than in 2021, the Bank exceeded the 2023 profit target of €137m set in the Business Plan, one year ahead of schedule. This is an all-time high for our Bank, driven mainly by a favourable trend in revenue. These results were achieved despite a macroeconomic environment characterised by many uncertainties with respect to the scenario envisaged in the 2022-2024 Business Plan.

Financial Highlights 2022

Sustainable and lasting value

1,597.8
Mln €

Consolidated shareholders’ equity

680.5
Mln €

Net banking income***

141.1
Mln €

Consolidated net profit attributable to the Parent Company

Highlights of operating segments in 2022

Positive results for our operating segments

318.4
Mln €

Net banking income Commercial & Corporate Banking sector

284.3
Mln €

Net banking income NPL sector

77.8
Mln €

Net banking income Governance & Services and Non-core Sector

4,160
Mln €

Retail revenue

Historical data of the group

Historical data
(in thousands of Euro)

31.12.2022

31.12.2021

31.12.2020

31.12.2019

31.12.2018

Shareholders' Equity consolidated

1,597,781

1,623,888

1,549,962

1,538,953

1,459,000

Net banking income***

680,547

599,938

465,486

556,411

574,595

Net profit (loss) from financial activities***

603,032

522,727

367,682

469,863

476,180

Profit for the period attributable to the Parent company

141,086

100,582

68,804

123,097

146,763

Net banking income
(Mln €)

31.12.2022

31.12.2021

31.12.2020

31.12.2019

31.12.2018

Commercial & Corporate Banking Sector

318,444

282,684

222,680

243,560

n.a.

NPL Sector

284,297

257,557

162,942

244,924

n.a.

Governance & Services and Non-core Sector

77,806

59,697

82,178

69,849

n.a.

KPI

31.12.2022

31.12.2021

31.12.2020

31.12.2019

31.12.2018

ROE

8.8%

6.5%

4.5%

8.2%     

10.5%    

Total Capital Ratio*

18.82%

19.63%

14.85%

14.58%

14.01%

CET1*

15.01%

15.44%

11.29%

10.96%

10.30%

EPS

2.68

1.88

1.29

2.30

2.75

Dividend per share (euro)**

1.40

0.95

0.47

1.10

1.05

*CET1 and Total Capital include the profits generated by the Banking Group as at 31 December 2022, net of the related dividend, including the portion distributed on an interim basis in accordance with the provisions of Article 2433(4) of the Italian Civil Code.

**The figures for the financial year 2022 are composed of the total of 1.00 euros per share distributed as interim dividend in November 2022 and 0.40 euros per share as the proposal for a final dividend for the financial year 2022 prepared by the Board of Directors of Banca Ifis.

***Reclassified data