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            <link:definition>Role for anchoring relationships</link:definition>
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            <link:definition>[901000] Axis - Retrospective application and retrospective restatement</link:definition>
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            <link:definition>[901500] Axis - Creation date</link:definition>
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            <link:definition>[904000] Axis - Assets and liabilities classified as held for sale</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[913000] Axis - Consolidated and separate financial statements</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
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            <link:definition>[914000] Axis - Currency in which information is displayed</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
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            <link:definition>[915000] Axis - Cumulative effect at date of initial application</link:definition>
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            <link:definition>[310000] Statement of comprehensive income, profit or loss, by function of expense</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[320000] Statement of comprehensive income, profit or loss, by nature of expense</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[610000] Statement of changes in equity</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[800200] Analysis of income and expense</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[810000b] Notes - Corporate information and statement of IFRS compliance - Disclosure of reclassifications or changes in presentation</link:definition>
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            <link:definition>[810000a] Notes - Corporate information and statement of IFRS compliance - Disclosure of amounts to be recovered or settled after twelve months for classes of assets and liabilities that contain amounts to be recovered or settled both no more and more than twelve months after reporting date</link:definition>
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            <link:definition>[810000c] Notes - Corporate information and statement of IFRS compliance - Disclosure of assets and liabilities with significant risk of material adjustment</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
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            <link:definition>[810000] Notes - Corporate information and statement of IFRS compliance</link:definition>
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            <link:definition>[861000] Notes - Analysis of other comprehensive income by item</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[861200a] Notes - Share capital, reserves and other equity interest - Disclosure of classes of share capital</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_20" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-861200b">
            <link:definition>[861200b] Notes - Share capital, reserves and other equity interest - Disclosure of reserves within equity</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[815000] Notes - Events after reporting period</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_22" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_12_role-835110">
            <link:definition>[835110] Notes - Income taxes</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[822100] Notes - Property, plant and equipment</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_24" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_19_role-834480">
            <link:definition>[834480] Notes - Employee benefits</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_25" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_19_role-834480a">
            <link:definition>[834480a] Notes - Employee benefits - Disclosure of net defined benefit liability (asset)</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[834480b] Notes - Employee benefits - Disclosure of reimbursement rights</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_27" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_19_role-834480c">
            <link:definition>[834480c] Notes - Employee benefits - Disclosure of fair value of plan assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[834480d] Notes - Employee benefits - Disclosure of sensitivity analysis for actuarial assumptions</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[818000] Notes - Related party</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_30" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_24_role-818000a">
            <link:definition>[818000a] Notes - Related party - Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[825480a] Notes - Separate financial statements - Disclosure of subsidiaries</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[825480] Notes - Separate financial statements</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[825480c] Notes - Separate financial statements - Disclosure of associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[838000] Notes - Earnings per share</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[838000a] Notes - Earnings per share - Disclosure of depositary receipts</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[832410a] Notes - Impairment of assets - Disclosure of impairment loss and reversal of impairment loss</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[832410b] Notes - Impairment of assets - Disclosure of information for impairment loss recognised or reversed for individual asset or cash-generating unit</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[832410d] Notes - Impairment of assets - Disclosure of impairment loss recognised or reversed for cash-generating unit</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[832410c] Notes - Impairment of assets - Disclosure of information for cash-generating units</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_40" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_37_role-827570a">
            <link:definition>[827570a] Notes - Other provisions, contingent liabilities and contingent assets - Disclosure of other provisions</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_41" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_37_role-827570b">
            <link:definition>[827570b] Notes - Other provisions, contingent liabilities and contingent assets - Disclosure of contingent liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_42" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_38_role-823180">
            <link:definition>[823180] Notes - Intangible assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_43" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_38_role-823180b">
            <link:definition>[823180b] Notes - Intangible assets - Disclosure of intangible assets with indefinite useful life</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_44" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_38_role-823180c">
            <link:definition>[823180c] Notes - Intangible assets - Disclosure of intangible assets material to entity</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_45" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_38_role-823180a">
            <link:definition>[823180a] Notes - Intangible assets - Disclosure of reconciliation of changes in intangible assets and goodwill</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_46" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_40_role-825100">
            <link:definition>[825100] Notes - Investment property</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[824180a] Notes - Agriculture - Disclosure of detailed information about biological assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[824180b] Notes - Agriculture - Disclosure of information about agricultural produce</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
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        </link:roleType>
        <link:roleType id="id_49" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_41_role-824180">
            <link:definition>[824180] Notes - Agriculture</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_50" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_7_role-851100">
            <link:definition>[851100] Notes - Cash flow statement</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_51" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_8_role-811000a">
            <link:definition>[811000a] Notes - Accounting policies, changes in accounting estimates and errors - Disclosure of initial application of standards or interpretations</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_52" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_8_role-811000b">
            <link:definition>[811000b] Notes - Accounting policies, changes in accounting estimates and errors - Disclosure of voluntary change in accounting policy</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_53" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_8_role-811000">
            <link:definition>[811000] Notes - Accounting policies, changes in accounting estimates and errors</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_54" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_8_role-811000c">
            <link:definition>[811000c] Notes - Accounting policies, changes in accounting estimates and errors - Disclosure of changes in accounting estimates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_55" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_1_role-819100a">
            <link:definition>[819100a] Notes - First time adoption - Disclosure of comparative information prepared under previous GAAP</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_56" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_1_role-819100b">
            <link:definition>[819100b] Notes - First time adoption - Disclosure of redesignated financial assets and liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_57" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_1_role-819100c">
            <link:definition>[819100c] Notes - First time adoption - Disclosure of fair values of items used as deemed cost</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_58" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700">
            <link:definition>[825700] Notes - Interests in other entities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_59" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700a">
            <link:definition>[825700a] Notes - Interests in other entities - Disclosure of information about consolidated structured entities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_60" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700b">
            <link:definition>[825700b] Notes - Interests in other entities - Disclosure of associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_61" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700c">
            <link:definition>[825700c] Notes - Interests in other entities - Disclosure of joint operations</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_62" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700d">
            <link:definition>[825700d] Notes - Interests in other entities - Disclosure of joint ventures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_63" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700e">
            <link:definition>[825700e] Notes - Interests in other entities - Disclosure of unconsolidated structured entities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_64" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700f">
            <link:definition>[825700f] Notes - Interests in other entities - Disclosure of information about unconsolidated subsidiaries</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_65" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_12_role-825700g">
            <link:definition>[825700g] Notes - Interests in other entities - Disclosure of information about unconsolidated structured entities controlled by investment entity</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_66" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000">
            <link:definition>[823000] Notes - Fair value measurement</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_67" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000a">
            <link:definition>[823000a] Notes - Fair value measurement - Disclosure of fair value measurement of liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_68" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000b">
            <link:definition>[823000b] Notes - Fair value measurement - Disclosure of fair value measurement of equity</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_69" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000c">
            <link:definition>[823000c] Notes - Fair value measurement - Disclosure of significant unobservable inputs used in fair value measurement of assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_70" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000d">
            <link:definition>[823000d] Notes - Fair value measurement - Disclosure of significant unobservable inputs used in fair value measurement of liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_71" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000e">
            <link:definition>[823000e] Notes - Fair value measurement - Disclosure of significant unobservable inputs used in fair value measurement of equity</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_72" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000g">
            <link:definition>[823000g] Notes - Fair value measurement - Disclosure of sensitivity analysis of fair value measurement to changes in unobservable inputs, assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_73" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000h">
            <link:definition>[823000h] Notes - Fair value measurement - Disclosure of sensitivity analysis of fair value measurement to changes in unobservable inputs, liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_74" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000i">
            <link:definition>[823000i] Notes - Fair value measurement - Disclosure of sensitivity analysis of fair value measurement to changes in unobservable inputs, entity&#39;s own equity instruments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_75" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_13_role-823000f">
            <link:definition>[823000f] Notes - Fair value measurement - Disclosure of liabilities measured at fair value and issued with inseparable third-party credit enhancement</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_76" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_14_role-824500">
            <link:definition>[824500] Notes - Regulatory deferral accounts</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_77" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_14_role-824500a">
            <link:definition>[824500a] Notes - Regulatory deferral accounts - Disclosure of information about amounts recognised in relation to regulatory deferral account balances</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_78" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_15_role-831150">
            <link:definition>[831150] Notes - Revenue from contracts with customers</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_79" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_15_role-831150a">
            <link:definition>[831150a] Notes - Revenue from contracts with customers - Disclosure of performance obligations</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_80" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_15_role-831150b">
            <link:definition>[831150b] Notes - Revenue from contracts with customers - Disclosure of transaction price allocated to remaining performance obligations</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_81" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_15_role-831150c">
            <link:definition>[831150c] Notes - Revenue from contracts with customers - Disclosure of assets recognised from costs to obtain or fulfil contracts with customers</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_82" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_16_role-832610">
            <link:definition>[832610] Notes - Leases</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_83" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_16_role-832610a">
            <link:definition>[832610a] Notes - Leases - Disclosure of maturity analysis of finance lease payments receivable</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_84" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_16_role-832610b">
            <link:definition>[832610b] Notes - Leases - Disclosure of maturity analysis of operating lease payments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_85" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600">
            <link:definition>[836600] Notes - Insurance contracts (IFRS 17)</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_86" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600a">
            <link:definition>[836600a] Notes - Insurance contracts (IFRS 17) - Disclosure of reconciliation of changes in insurance contracts by components</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_87" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600b">
            <link:definition>[836600b] Notes - Insurance contracts (IFRS 17) - Disclosure of analysis of insurance revenue</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_88" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600c">
            <link:definition>[836600c] Notes - Insurance contracts (IFRS 17) - Disclosure of effect of insurance contracts initially recognised</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_89" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600d">
            <link:definition>[836600d] Notes - Insurance contracts (IFRS 17) - Disclosure of information about expected recognition of contractual service margin in profit or loss</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_90" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600o">
            <link:definition>[836600o] Notes - Insurance contracts (IFRS 17) - Disclosure of information about expected derecognition of assets for insurance acquisition cash flows</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_91" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600e">
            <link:definition>[836600e] Notes - Insurance contracts (IFRS 17) - Disclosure of adjustments made when entity changed basis of disaggregation of insurance finance income (expenses) between profit or loss and other comprehensive income for contracts with direct participation features</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_92" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600f">
            <link:definition>[836600f] Notes - Insurance contracts (IFRS 17) - Disclosure of inputs to methods used to measure contracts within scope of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_93" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600g">
            <link:definition>[836600g] Notes - Insurance contracts (IFRS 17) - Disclosure of yield curve used to discount cash flows that do not vary based on returns on underlying items</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_94" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600h">
            <link:definition>[836600h] Notes - Insurance contracts (IFRS 17) - Disclosure of nature and extent of risks that arise from contracts within scope of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_95" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600i">
            <link:definition>[836600i] Notes - Insurance contracts (IFRS 17) - Disclosure of detailed information about concentrations of risk that arises from contracts within scope of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_96" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600j">
            <link:definition>[836600j] Notes - Insurance contracts (IFRS 17) - Disclosure of sensitivity analysis to changes in risk variables that arise from contracts within scope of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_97" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600k">
            <link:definition>[836600k] Notes - Insurance contracts (IFRS 17) - Disclosure of actual claims compared with previous estimates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_98" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600l">
            <link:definition>[836600l] Notes - Insurance contracts (IFRS 17) - Disclosure of information about credit risk that arises from contracts within scope of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_99" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600m">
            <link:definition>[836600m] Notes - Insurance contracts (IFRS 17) - Disclosure of maturity analysis for liquidity risk that arises from contracts within scope of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_100" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_17_role-836600n">
            <link:definition>[836600n] Notes - Insurance contracts (IFRS 17) - Disclosure of redesignation of financial assets at date of initial application of IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_101" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_2_role-834120a">
            <link:definition>[834120a] Notes - Share-based payment arrangements - Disclosure of terms and conditions of share-based payment arrangement</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_102" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_2_role-834120c">
            <link:definition>[834120c] Notes - Share-based payment arrangements - Disclosure of range of exercise prices of outstanding share options</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_103" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_2_role-834120b">
            <link:definition>[834120b] Notes - Share-based payment arrangements - Disclosure of number and weighted average remaining contractual life of outstanding share options</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_104" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_3_role-817000">
            <link:definition>[817000] Notes - Business combinations</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_105" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_3_role-817000d">
            <link:definition>[817000d] Notes - Business combinations - Disclosure of reconciliation of changes in goodwill</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_106" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_3_role-817000a">
            <link:definition>[817000a] Notes - Business combinations - Disclosure of transactions recognised separately from acquisition of assets and assumption of liabilities in business combination</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_107" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_3_role-817000b">
            <link:definition>[817000b] Notes - Business combinations - Disclosure of acquired receivables</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_108" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_3_role-817000c">
            <link:definition>[817000c] Notes - Business combinations - Disclosure of contingent liabilities in business combination</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_109" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500">
            <link:definition>[836500] Notes - Insurance contracts</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_110" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500a">
            <link:definition>[836500a] Notes - Insurance contracts - Disclosure of net, gross and reinsurer&#39;s share for amounts arising from insurance contracts</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_111" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500b">
            <link:definition>[836500b] Notes - Insurance contracts - Disclosure of financial assets to which overlay approach is applied</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_112" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500c">
            <link:definition>[836500c] Notes - Insurance contracts - Disclosure of effect of overlay approach reclassification on profit or loss</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_113" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500d">
            <link:definition>[836500d] Notes - Insurance contracts - Disclosure of information about overlay approach for associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_114" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500e">
            <link:definition>[836500e] Notes - Insurance contracts - Disclosure of financial assets to which overlay approach is applied for associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_115" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500f">
            <link:definition>[836500f] Notes - Insurance contracts - Disclosure of effect of overlay approach reclassification on profit or loss for associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_116" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500g">
            <link:definition>[836500g] Notes - Insurance contracts - Disclosure of information about overlay approach for joint ventures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_117" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500h">
            <link:definition>[836500h] Notes - Insurance contracts - Disclosure of financial assets to which overlay approach is applied for joint ventures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_118" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500i">
            <link:definition>[836500i] Notes - Insurance contracts - Disclosure of effect of overlay approach reclassification on profit or loss for joint ventures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_119" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500j">
            <link:definition>[836500j] Notes - Insurance contracts - Disclosure of detailed information about financial assets described in paragraph 39E(a) of IFRS 4</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_120" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500k">
            <link:definition>[836500k] Notes - Insurance contracts - Disclosure of information about temporary exemption from IFRS 9 for associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_121" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500l">
            <link:definition>[836500l] Notes - Insurance contracts - Disclosure of detailed information about financial assets described in paragraph 39E(a) of IFRS 4 for associates</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_122" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500m">
            <link:definition>[836500m] Notes - Insurance contracts - Disclosure of information about temporary exemption from IFRS 9 for joint ventures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_123" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_4_role-836500n">
            <link:definition>[836500n] Notes - Insurance contracts - Disclosure of detailed information about financial assets described in paragraph 39E(a) of IFRS 4 for joint ventures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_124" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_5_role-825900">
            <link:definition>[825900] Notes - Non-current asset held for sale and discontinued operations</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_125" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390d">
            <link:definition>[822390d] Notes - Financial instruments - Disclosure of detailed information about financial instruments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_126" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390a">
            <link:definition>[822390a] Notes - Financial instruments - Disclosure of financial assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_127" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390n">
            <link:definition>[822390n] Notes - Financial instruments - Disclosure of external credit grades</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_128" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390o">
            <link:definition>[822390o] Notes - Financial instruments - Disclosure of internal credit grades</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_129" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390b">
            <link:definition>[822390b] Notes - Financial instruments - Disclosure of financial liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_130" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390l">
            <link:definition>[822390l] Notes - Financial instruments - Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_131" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390z">
            <link:definition>[822390z] Notes - Financial instruments - Disclosure of reclassification of financial assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_132" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390p">
            <link:definition>[822390p] Notes - Financial instruments - Disclosure of offsetting of financial assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_133" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390q">
            <link:definition>[822390q] Notes - Financial instruments - Disclosure of offsetting of financial liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_134" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390f">
            <link:definition>[822390f] Notes - Financial instruments - Disclosure of detailed information about hedges</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_135" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390s">
            <link:definition>[822390s] Notes - Financial instruments - Disclosure of risk management strategy related to hedge accounting</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_136" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390t">
            <link:definition>[822390t] Notes - Financial instruments - Disclosure of information about terms and conditions of hedging instruments and how they affect future cash flows</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_137" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390u">
            <link:definition>[822390u] Notes - Financial instruments - Disclosure of detailed information about hedging instruments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_138" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390v">
            <link:definition>[822390v] Notes - Financial instruments - Disclosure of detailed information about hedged items</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_139" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390w">
            <link:definition>[822390w] Notes - Financial instruments - Disclosure of information about amounts that affected statement of comprehensive income as result of hedge accounting</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_140" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390x">
            <link:definition>[822390x] Notes - Financial instruments - Disclosure of information about credit exposures designated as measured at fair value through profit or loss</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_141" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zh">
            <link:definition>[822390zh] Notes - Financial instruments - Disclosure of quantitative information about financial instruments that have yet to transition to alternative benchmark rate</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_142" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390g">
            <link:definition>[822390g] Notes - Financial instruments - Disclosure of nature and extent of risks arising from financial instruments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_143" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390za">
            <link:definition>[822390za] Notes - Financial instruments - Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_144" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zb">
            <link:definition>[822390zb] Notes - Financial instruments - Disclosure of credit risk exposure</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_145" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zc">
            <link:definition>[822390zc] Notes - Financial instruments - Disclosure of provision matrix</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_146" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390e">
            <link:definition>[822390e] Notes - Financial instruments - Disclosure of financial assets that are either past due or impaired</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_147" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390j">
            <link:definition>[822390j] Notes - Financial instruments - Disclosure of maturity analysis for non-derivative financial liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_148" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390k">
            <link:definition>[822390k] Notes - Financial instruments - Disclosure of maturity analysis for derivative financial liabilities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_149" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390m">
            <link:definition>[822390m] Notes - Financial instruments - Disclosure of maturity analysis for financial assets held for managing liquidity risk</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_150" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390r">
            <link:definition>[822390r] Notes - Financial instruments - Disclosure of financial instruments by type of interest rate</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_151" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390y">
            <link:definition>[822390y] Notes - Financial instruments - Disclosure of detailed information about borrowings</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_152" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390c">
            <link:definition>[822390c] Notes - Financial instruments - Disclosure of transferred financial assets that are not derecognised in their entirety</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_153" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390h">
            <link:definition>[822390h] Notes - Financial instruments - Disclosure of continuing involvement in derecognised financial assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_154" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390i">
            <link:definition>[822390i] Notes - Financial instruments - Disclosure of maturity analysis of undiscounted cash outflows to repurchase derecognised financial assets or amounts payable to transferee in respect of transferred assets</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_155" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zf">
            <link:definition>[822390zf] Notes - Financial instruments - Disclosure of financial assets at date of initial application of IFRS 9</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_156" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zg">
            <link:definition>[822390zg] Notes - Financial instruments - Disclosure of financial liabilities at date of initial application of IFRS 9</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_157" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zd">
            <link:definition>[822390zd] Notes - Financial instruments - Disclosure of financial assets affected by amendments to IFRS 9 for prepayment features with negative compensation</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_158" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390ze">
            <link:definition>[822390ze] Notes - Financial instruments - Disclosure of financial liabilities affected by amendments to IFRS 9 for prepayment features with negative compensation</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_159" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zi">
            <link:definition>[822390zi] Notes - Financial instruments - Disclosure of financial assets affected by amendments to IFRS 9 made by IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_160" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390zj">
            <link:definition>[822390zj] Notes - Financial instruments - Disclosure of financial liabilities affected by amendments to IFRS 9 made by IFRS 17</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_161" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_8_role-871100a">
            <link:definition>[871100a] Notes - Operating segments - Disclosure of operating segments</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_162" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_8_role-871100b">
            <link:definition>[871100b] Notes - Operating segments - Disclosure of products and services</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_163" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_8_role-871100c">
            <link:definition>[871100c] Notes - Operating segments - Disclosure of geographical areas</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_164" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_8_role-871100d">
            <link:definition>[871100d] Notes - Operating segments - Disclosure of major customers</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_165" roleURI="https://www.bancaifis.it/xbrl/role/all/sic_29_role-832900">
            <link:definition>[832900] Notes - Service concession arrangements</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_166" roleURI="https://www.bancaifis.it/xbrl/role/all/esef_role-000000">
            <link:definition>[000000] Tags that must be applied if corresponding information is present in a report</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_167" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-210000">
            <link:definition>[210000] Statement of financial position, current/non-current</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_168" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-220000">
            <link:definition>[220000] Statement of financial position, order of liquidity</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_169" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-410000">
            <link:definition>[410000] Statement of comprehensive income, OCI components presented net of tax</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_170" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-420000">
            <link:definition>[420000] Statement of comprehensive income, OCI components presented before tax</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_171" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_7_role-510000">
            <link:definition>[510000] Statement of cash flows, direct method</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_172" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_7_role-520000">
            <link:definition>[520000] Statement of cash flows, indirect method</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_173" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-110000">
            <link:definition>[110000] General information about financial statements</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_174" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-800100">
            <link:definition>[800100] Subclassifications of assets, liabilities and equities</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_175" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-800400">
            <link:definition>[800400] Statement of changes in equity, additional disclosures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_176" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-800500">
            <link:definition>[800500] List of notes</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_177" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-800600">
            <link:definition>[800600] List of accounting policies</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_178" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-800610">
            <link:definition>[800610] List of material accounting policy information</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_179" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-861200">
            <link:definition>[861200] Notes - Share capital, reserves and other equity interest</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_180" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_1_role-880000">
            <link:definition>[880000] Notes - Additional information</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
        </link:roleType>
        <link:roleType id="id_181" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_2_role-826380">
            <link:definition>[826380] Notes - Inventories</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_182" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_20_role-831400">
            <link:definition>[831400] Notes - Government grants</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_183" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_21_role-842000">
            <link:definition>[842000] Notes - Effects of changes in foreign exchange rates</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_184" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_23_role-836200">
            <link:definition>[836200] Notes - Borrowing costs</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_185" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_26_role-710000">
            <link:definition>[710000] Statement of changes in net assets available for benefits</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[816000] Notes - Hyperinflationary reporting</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_187" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_34_role-813000">
            <link:definition>[813000] Notes - Interim financial reporting</link:definition>
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            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_188" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_36_role-832410">
            <link:definition>[832410] Notes - Impairment of assets</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[827570] Notes - Other provisions, contingent liabilities and contingent assets</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_190" roleURI="https://www.bancaifis.it/xbrl/role/all/ias_7_role-800300">
            <link:definition>[800300] Statement of cash flows, additional disclosures</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_191" roleURI="https://www.bancaifis.it/xbrl/role/all/ifric_2_role-868500">
            <link:definition>[868500] Notes - Members&#39; shares in co-operative entities and similar instruments</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[868200] Notes - Rights to interests arising from decommissioning, restoration and environmental rehabilitation funds</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_193" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_1_role-819100">
            <link:definition>[819100] Notes - First time adoption</link:definition>
            <link:usedOn>link:definitionLink</link:usedOn>
            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[834120] Notes - Share-based payment arrangements</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_195" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_6_role-822200">
            <link:definition>[822200] Notes - Exploration for and evaluation of mineral resources</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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        <link:roleType id="id_196" roleURI="https://www.bancaifis.it/xbrl/role/all/ifrs_7_role-822390">
            <link:definition>[822390] Notes - Financial instruments</link:definition>
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            <link:usedOn>link:presentationLink</link:usedOn>
            <link:usedOn>link:calculationLink</link:usedOn>
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            <link:definition>[871100] Notes - Operating segments</link:definition>
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            <link:definition>[800100a] Subclassifications of assets, liabilities and equities</link:definition>
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            <link:definition>[835110a] Notes - Income taxes</link:definition>
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            <link:definition>[835110b] Notes - Income taxes</link:definition>
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            <link:definition>All Dimensions [table]</link:definition>
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    <xsd:element abstract="false" id="ext_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossTangibleAssets" name="DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossTangibleAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
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    <xsd:element abstract="false" id="ext_GainLossArisingFromRepurchaseOfFinancialLiabilities" name="GainLossArisingFromRepurchaseOfFinancialLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
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    <xsd:element abstract="false" id="ext_GainLossOnDisposalsOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncome" name="GainLossOnDisposalsOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_GainLossOnFinancialAssetsHeldForTradingAndOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" name="GainLossOnFinancialAssetsHeldForTradingAndOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_GainLossOnHedgeAccounting" name="GainLossOnHedgeAccounting" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_GainsLossesOnDisposalsandRepurchaseOfFinancialAssetsandLiabilities" name="GainsLossesOnDisposalsandRepurchaseOfFinancialAssetsandLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_GainsLossesOnFinancialAssetsLiabilitiesMandatorilyAtFairValueThroughProfitOrLoss" name="GainsLossesOnFinancialAssetsLiabilitiesMandatorilyAtFairValueThroughProfitOrLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_GainsLossesOnFinancialAssetsOtherThanEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" name="GainsLossesOnFinancialAssetsOtherThanEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_GrossIncome" name="GrossIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_ImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9OnFinancialAssetsAtAmortisedCost" name="ImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9OnFinancialAssetsAtAmortisedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_ImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9OnFinancialAssetsAtFairValueThroughOtherComprehensiveIncome" name="ImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9OnFinancialAssetsAtFairValueThroughOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_IncreaseDecreaseduetoEquityInstruments" name="IncreaseDecreaseduetoEquityInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_IncreaseDecreaseofReserves" name="IncreaseDecreaseofReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_IncreaseDecreaseThroughTreasuryShareDerivatives" name="IncreaseDecreaseThroughTreasuryShareDerivatives" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_InterestExpenseAndSimilarCharges" name="InterestExpenseAndSimilarCharges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_InterestIncomeAndSimilarRevenues" name="InterestIncomeAndSimilarRevenues" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_Interim_dividends" name="Interim_dividends" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_InterimDividends" name="InterimDividends" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_LiquidityGeneratedAbsorbedByOtherAssets" name="LiquidityGeneratedAbsorbedByOtherAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_NetGainsLossesFromHedgeAccounting" name="NetGainsLossesFromHedgeAccounting" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetGainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" name="NetGainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetInterestMargin" name="NetInterestMargin" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetLossesRecoveriesOnCreditImpairment" name="NetLossesRecoveriesOnCreditImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_NetProfitFromFinancialActivities" name="NetProfitFromFinancialActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetProvisionsForRisksAndCharges" name="NetProvisionsForRisksAndCharges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetProvisionsForRisksAndChargesAndOtherExpensesIncome" name="NetProvisionsForRisksAndChargesAndOtherExpensesIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_NetProvisionsForRisksAndChargesCommitmentsAndFinancialGuaranteesGiven" name="NetProvisionsForRisksAndChargesCommitmentsAndFinancialGuaranteesGiven" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetProvisionsForRisksAndChargesOtherNetProvision" name="NetProvisionsForRisksAndChargesOtherNetProvision" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_NetValueAdjustmentsWriteBacksOnTangibleAndIntangibleAssets" name="NetValueAdjustmentsWriteBacksOnTangibleAndIntangibleAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_OfWhichGoodwill" name="OfWhichGoodwill" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_OperatingCosts" name="OperatingCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_OtherAdministrativeExpense" name="OtherAdministrativeExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_OtherProvisionsForRiskAndCharges" name="OtherProvisionsForRiskAndCharges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_OtherReservesOther" name="OtherReservesOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_PostRetirementBenefitObligation" name="PostRetirementBenefitObligation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_PreviousYearProfitLossAllocationReserves" name="PreviousYearProfitLossAllocationReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_ProceedsFromSalesOfTangibleAssetsClassifiedAsInvestingactivities" name="ProceedsFromSalesOfTangibleAssetsClassifiedAsInvestingactivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_ProfitLossAttributableToOwnersOfParent" name="ProfitLossAttributableToOwnersOfParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_ProfitLossFromFinancialAndInsuranceActivities" name="ProfitLossFromFinancialAndInsuranceActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_ProvisionForCommittmentsAndGuaranteesGiven" name="ProvisionForCommittmentsAndGuaranteesGiven" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_ProvisionForEmployeeSeverancesPay" name="ProvisionForEmployeeSeverancesPay" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_PurchaseOfTangibleAssetsClassifiedAsInvestingactivities" name="PurchaseOfTangibleAssetsClassifiedAsInvestingactivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_TangibleAssets" name="TangibleAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_TaxAssets" name="TaxAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_TaxLiabilities" name="TaxLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_TotalEquity" name="TotalEquity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_TotalEquityAttributableToOwnersOfParent" name="TotalEquityAttributableToOwnersOfParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_TotalNoncontrollingInterests" name="TotalNoncontrollingInterests" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="false" id="ext_UnpaidDutiesTaxesAndTaxCredits" name="UnpaidDutiesTaxesAndTaxCredits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="debit"
    />
    <xsd:element abstract="false" id="ext_ValuationReserve" name="ValuationReserve" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"
    />
    <xsd:element abstract="true" id="ext_EquityInstrumentsMember" name="EquityInstrumentsMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_Interim_Dividends" name="Interim_Dividends" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_OtherSharesMember" name="OtherSharesMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_PreviouslyStatedT2" name="PreviouslyStatedT2" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_ProfitLoss" name="ProfitLoss" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_ReservesFromProfitMember" name="ReservesFromProfitMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_ReservesFromSharePremiumMember" name="ReservesFromSharePremiumMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_ReservesNotFromProfitNotFromValuationMember" name="ReservesNotFromProfitNotFromValuationMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_TotalOrdinarySharesMember" name="TotalOrdinarySharesMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_TotalTreasurySharesMember" name="TotalTreasurySharesMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_ValuationReservesMember" name="ValuationReservesMember" nillable="false" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration" 
    />
    <xsd:element abstract="true" id="ext_AllDimensionsTable" name="AllDimensionsTable" nillable="false" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" 
    />


</xsd:schema>
