Cessione del Quinto Capitalfin Gruppo Banca Ifis

Salary-backed loans and Payment delegation

Discover Capitalfin‘s solutions to support employees and pensioners

What is Capitalfin?

This is the Banca Ifis Group company dedicated to the financial support of private customers, through salary-backed loans and payment delegation solutions

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Salary-backed loans

The solution for both public and private employees on permanent contracts and pensioners up to the age of 85, who will be able to take advantage of a fixed-rate loan, with simple monthly constant instalments and no need to provide a specific purpose.

Salary-backed loans provide for simple loan repayment in up to 120 months, without the burden of having to remember the due dates. Repayment is made directly, either by the employer or the Pension Institute, with monthly deductions directly from the pension or pay slip.

Capitalfin’s salary-backed loans respect specific agreements with the main pension institutions.

For further information visit the Transparency section.

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Payment delegations

The solution for civil servants and government employees in addition to the salary-backed loan, to obtain additional liquidity to support a total instalment of up to 40% of their net monthly salary.

Just like the salary-backed loans, the payment delegation also provides for a fixed rate, a constant instalment and a financial duration of between 24 and 120 months.

Employees of government and public administrations, who are members of the NoiPA system or who have entered into specific conventions with Capitalfin, can take advantage of special operational facilities in the loan application procedure.

For further information visit the Transparency section.


Work with us

Helping pursue our customers’ small and large projects is our daily goal.

That is why we are studying new solutions for their financial needs

Do you want to work as a financial Agent?

If you are already a financial Agent or would like to become one, send us your application via the Agents form

Are you a credit broker?

Contact us via the form if you are interested in our products

Do you want to work in Capitalfin?

See open positions here

Advertising message for promotional purposes. The granting of the loan is subject to the assessment and approval of Cap.Ital.Fin. S.p.A. For the contractual terms and conditions of the salary/pension assignment and of the Delegation of payment, please refer to the respective European Basic Information on Consumer Credit, which can be found at the Capitalfin S.p.A. head office or downloaded from the Transparency section.

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