About us

Banca Ifis is a diversified and highly specialised banking group with a business model that makes it stand out in the market of reference for its support of businesses and the real economy.

We hold a unique position on the Italian banking scene. Banca Ifis was founded in 1983 as an operator specialised in factoring and was then listed on the Milan Stock Exchange in 2003.

Since then we have done a lot by differentiating ourselves in terms of speed, flexibility and seizing new market opportunities in “specialty finance”.

Banca Ifis was one of Italy’s first companies to enter as primary investor in the NPL (Non-Performing Loans) market being a proprietor of one of the best servicers operating nationwide, combining a capacity to acquire and manage portfolios.

We want to be close to SMEs to support the real economy with innovation, cohesion and trust.

Key figures

Last update: 31 December 2020

1,758

employees

26

commercial offices

100,000

customer companies

467.8
millions of euros

NBI

68.8
millions of euros

Net profit

11.29
%

CET1

Positioning

5th Italian player in factoring by turnover

With a market share of 4.9%.

6th NPL operator on the Italian market

Market leader with 30% of market share on investments in unsecured NPLs.

How do we distinguish ourselves?

Our distinguishing factors:

  • We are present in market segments with ample room for growth, and we stand out above the competition for our exclusive know-how and tailor-made services.
  • We operate in markets (NPL, factoring and pharma in particular) where we have a strong competitive advantage. This diversification gives stability to the Bank and reduces business risk;
  • We are a “company that works as a bank”: we stand by entrepreneurs because we know what they need;
  • In everything we do, we act responsibly and according to our values;
  • Ours is a story of successes: in the last 25 years our net worth has grown by approximately 1.5 billion euros and we have paid approximately 0.4 billion euros in dividends: this is why we are the fourth top bank on the Italian stock exchange in terms of profit generated in the last 10 years.
  • Our organisation is smart, flexible and effective.

Supporting the real economy

Our strategy confirms our role as a Bank for the real economy, close to SMEs.
We focus on the characteristics of excellence that have always accompanied us: we listen to the needs of our customers, offering tailor-made solutions and using lean and fast procedures.

We offer families and businesses the opportunity to meet their debts with terms that are more in line with their real situation.

We believe in continuous innovation without forgetting the importance of having a valuable relationship with our customers and partners, based on a solid human relationship.

A unique business model in the world of banking

Our business model is distinctive and based on two aspects: specialisation and diversification.

Vision, Mission and distinctive Values

Integrity, transparency, excellence and expertise define the way we operate.

A renewed management team

Banca Ifis is led by a team of professionals with proven experience and complementary specialisations.

A success story

Our path to growth began in 1983.

Sustainability

Our commitment to creating value for all stakeholders.

Group Companies

Our goal is to integrate people and skills into one large group.

Presence in Italy and abroad

We are well established in Italy, we have two subsidiaries abroad, in Poland and Romania.

What we do

Learn more about what we do.

Business services

Discover our services dedicated to businesses.

Retail services

Discover our services for private customers.

Work with us

We are an evolving banking Group made of people who live their daily challenges enthusiastically, and professionals sharing values and goals. Would you like to join our team?

View open vacancies.