Our story

A story of success and growth.

Established in 1983 as an operator specialised in factoring, we have been able to grow and evolve to seize market opportunities.

The transformation into a Bank, the listing on the Stock Exchange, the diversification of sources of funding, the entering into the NPL and acquisitions sector, which have supported our growth, have all been fundamental to our path of evolution, allowing us to attain a unique position in the financial landscape in Italy. 

We have transformed ourselves by remaining faithful to our values relating to innovation, speed and strength.


I.Fi.s, Istituto di Finanziamento e Sconto, was established in Genoa as a financial intermediary mainly for the acquisition of trade receivables and the provision of financing in the form of factoring.


Ifis became a Bank and joined Factor Chain International to operate on a global level, after opening its branches in Romania and Poland.


Banca Ifis was admitted to listing on the MTA (Mercato Telematico Azionario) of the Milan Stock Exchange.


One year after its listing, Banca Ifis was admitted to the STAR segment of the Italian Stock Exchange, dedicated to medium-sized companies with requirements of excellence.


To diversify its sources of funding, Banca Ifis launched Rendimax, the high-yield online savings account.


Banca Ifis entered the NPL market, which would become one of the pillars of its business. The first step was the acquisition of Toscana Finanza, which would later become the Group’s NPL area.


Banca Ifis significantly strengthened its activities at the service of businesses with the acquisition of GE Capital Interbanca. The group entered the new business segments of corporate banking, leasing, medium-term lending and structured finance.


Continua la progressione nell’ambito dei NPL: diventa operativa a tutti gli effetti Ifis Npl, che accoglie lo scorporo dell’area NPL di Banca Ifis.

Il percorso di crescita per acquisizioni conosce un’accelerazione: entrano a fare parte del Gruppo la società di credito al consumo Capitalfin, specializzata nella cessione del quinto dello stipendio/pensione e Credifarma, specialista del credito alle farmacie.

Progress in the NPL area continued: Ifis Npl S.p.A. became fully operational and welcomed the spin-off of the NPL area of Banca Ifis.

The path of growth through acquisitions accelerated: Capitalfin, a consumer credit company specialising in salary/pension backed loans and Credifarma, a specialist in loans to pharmacies, joined the Group.


There was further strengthening in the NPL area with the acquisition of FBS (today Ifis Npl Servicing), an independent Italian servicer. This made it possible to consolidate the role of an integrated player active throughout the entire impaired loans chain, from the purchase of portfolios to management.

In April 2019 the Board of Directors and management were elected. Luciano Colombini became CEO and, in the following months, the management team of Banca Ifis was considerably strengthened.