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Trust and security, a single savings account

Rendimax Savings Account, zero fees and annual gross returns of up to 4.00%. Choose the solution that suits you best

Calculate the return Open the account
Rendimax Conto Deposito 4% annual gross rate Rendimax Conto Deposito 4% annual gross rate

The Rendimax Savings Account solutions

Libero, Like or Vincolato: The Rendimax Savings Account promises high returns and great freedom when managing your capital. Learn about the solution that satisfies your saving needs.

Vincolato


up to 4.00%
annual gross rate

Availability of the funds

When the bond expires

Opening/closing costs

None

Minimum amount

1.000,00 €

Payment of interest

In advance when activated if you choose Vincolato Anticipato

Quarterly deferred if you choose Vincolato Posticipato

Gross annual rates

Like


1.25%
annual gross rate

Availability of the funds

33 days notice

Opening/closing costs

None

Minimum amount

1.000,00 €

Payment of interest

Quarterly

Libero


0.25%
annual gross rate

Availability of the funds

Immediate

Opening/closing costs

None

Minimum amount

None

Payment of interest

Quarterly

The Libero solution is needed in order to activate Like and Vincolato

Calculate your return

Choose the solution

Depending on the solution chosen you can obtain this return:

Change data

Net interest

Interest paid quarterly

Gross interest rate:

Net interest rate:

with Vincolato Posticipato

Net interest

Interest paid quarterly

Gross interest rate:

Net interest rate:

with Vincolato Anticipato

Net interest

Interest paid immediately
upon signing the bond agreement

Gross interest rate:

Net interest rate:

Net interest

Interest paid quarterly

Gross interest rate:

Net interest rate:

Gross annual rates of Rendimax Savings Account

Duration

Vincolato Posticipato

Vincolato Anticipato

5 years

4.00%

3.60%

4 years

4.00%

3.60%

3 years

3.80%

3.55%

2 years

3.80%

3.55%

18 months

3.75%

3.55%

1 year

3.65%

3.50%

9 months

3.60%

3.45%

6 months

3.55%

3.45%

Why choose Rendimax

High return

Returns vary based on the solution you choose.

Vincolato

Choose whether to receive interest in advance (Vincolato Anticipato) or every quarter (Vincolato Posticipato), gross annual return up to 4.00%

Like

Gross annual return of 1.25%, funds available with 33 days notice. Interest accrues even during the 33 days notice

Libero

Ideal for those who prefer immediate availability of their funds, with a gross annual interest rate of 0.25% per cent. Libero is credited with the interest accrued in Like and Vincolato, in addition to the funds available at the end of the bonds



			

Security

Your capital is secure

We adhere to the Interbank Deposit Protection Fund that guarantees deposits of up to €100,000 per depositor, per individual bank.

On 2 July 2015 Parliament approved a law introducing harmonised rules in all European countries to manage bank and investment company crises (download the complete document on bail-in).

The transactions are secure

Outgoing movements from a Rendimax Savings Account can only be made to predefined accounts (up to 3) in your name, guaranteeing the security of transactions.

Transactions in the Reserved Area or in the App are carried out with maximum security through Strong Authentication



	
	
	

Assistance

We can provide you with assistance quickly and easily from Italy and abroad

Freephone number

800 522 122
(Mon-Fri 8am-8pm, Sat 8am-2pm)

From abroad

+39 041 5027 646
(Mon-Fri 8am-8pm, Sat 8am-2pm)

Write to us by e-mail

Choose our savings account, opening it is easy

With streamlined procedures, with digital signature and directly online

Open the account

You need a mobile phone number, an e-mail address, a copy in .pdf or .jpg format of a valid ID and health card and the IBAN of your current account that you want to set up as your default account

Remember that once you have completed the application, you will need to make a transfer from your default account for recognition purposes

Advertising message for promotional purposes. The 4% gross annual return is foreseen for new term deposits with deferred settlement of interest (Vincolato Posticipato) and with a duration of 4 or 5 years. For the contractual conditions of Rendimax Conto Deposito, please refer to the information sheet available in the Key Information Sheets and in Banca Ifis branches.