Banca Ifis strategy is voted to increase the profits, in order to improve the financial stability, allow the financing of the business growth and the remuneration of the stakeholders through the distribution of the dividends.
Strategy in NPL business
In the NPL segment, Banca Ifis is the fourth largest NPL player in the Italian market in terms of volumes managed and is the leader in the unsecured non-performing loan segment. Banca Ifis operates on the non-performing loans market as a primary investor and owns one of the top servicers currently operating in Italy.
Banca Ifis’s strategy for the medium term is focused on continuing to purchase unsecured loan portfolios by participating actively in all processes on the market, progressively expanding the characteristics of the non-performing portfolios purchased to include the secured and corporate segment and constantly increasing the efficiency of the recovery process for non-performing loans.
The long-term strategy, from 2023 onwards, i.e. when it is estimated that non-performing loan purchases will be more affected by the calendar provisioning rules, is to progressively act as a co-investor for NPLs.
Strategy in commercial & corporate banking
Banca Ifis is a specialised operator in support of small and medium enterprises. It is active in factoring, leasing, structured finance, purchase of tax credits, corporate banking and medium-term lending guaranteed by MCC.
The strategy is focused on profitable growth, expanding the customer base, strengthening cross-selling, evolving the commercial model in the medium enterprises segment, investing in digital innovation, creating a new online hub for customers, strengthening of credit risk monitoring and developing of a new communication strategy.
Improving operating efficiency
Efficiency will be improved through numerous management actions aimed at containing costs, the rationalisation of the IT platform, the optimisation of logistics, of licences and of the real-estate portfolio.
Industrial Plan 2020-2022
View the Industrial Plan 2020-2022 presented to the financial community.