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Our sustainable finance initiatives

We are developing projects to support our customers’ sustainable lifestyles.

Sustainability at the heart of our strategy

Sustainability represents one of the four pillars of D.O.E.S, our 2022-2024 Business Plan.

We are sensitive to all the direct or indirect social and environmental impacts that our business can have, and this pushes us to perform concrete actions on the business. In fact, we were the first Italian challenger bank to join the Net-Zero Banking Alliance (NZBA), demonstrating our commitment to accelerating the sustainable transition of the banking sector, with the goal of achieving net-zero emissions in our loan portfolio by 2050.

We help SMEs grow responsibly

We support small and medium-sized enterprises throughout their sustainable transition journey by offering dedicated financial solutions, tools for assessing ESG performance and promoting sustainable investments. Thanks to our partnership with the European Investment Bank (EIB), we provide financial resources for Italian SME projects that reduce environmental impact and support the energy transition.
Since 2019, total investments supported by the EIB and Banca Ifis have amounted to €800 million, enabling us to finance projects that combat climate change and promote innovation.

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We support healthcare inclusion

We reserve favourable conditions on leasing and electromedical rental solutions, offered respectively by Banca Ifis and Ifis Rental Services, to pharmacies and healthcare facilities based in Campania, Molise, Puglia, Calabria, Sicily or Sardinia. The aim is to support healthcare facilities and prevention activities in these territories by favouring access to high-end diagnostic equipment.

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We promote sustainable mobility

Sustainable mobility represents a great opportunity to reduce greenhouse emissions and a great challenge for companies.

Ifis Leasing Green

Ifis Leasing Green represents a unicum in the Italian financial market: a package of services entirely dedicated to those who want to choose green vehicles, combining different models of electric and hybrid cars with the flexibility of leasing.

Our fleet

We are renewing our company fleet, in order to adopt more than 50% of green vehicles – fully electrified, plug-in hybrids or mild hybrids – within 4 years.

Market Watch

We monitor the economic-financial dynamics and ESG market trends through a series of sector studies dedicated to sustainable mobility, the positive effect of the Italian sports system on our country, and the socio-environmental impacts of different production sectors.

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We evaluate the impact of financed operations

In our daily activities, we have established rules considering the social and environmental impacts of the operations we finance. In the leasing sector, for example, we scrupulously evaluate the sectors in which to operate, and the types of goods and assets to be excluded from our activities, based on their potential impacts. Even for very significant transactions (“Major Transactions”), we have adopted management mechanisms that enable us to assess not only the creditworthiness but also the social and environmental impacts.

 

We collect credit in an ethical way

In our NPL management activity, we have developed an ethical, sustainable collection model, which enables the financial re-inclusion of individuals and families. Financial re-inclusion is a key objective of our 2022-2024 Business Plan and our sustainability strategies.

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