The advance payment of receivables.
We are able to satisfy your management, financial and insurance needs thanks to factoring, a particularly advantageous financial instrument for all companies that have continuous supply contracts with customers both in the public and private sectors.
Factoring is a financial solution by which a company transfers its trade receivables to the Bank, obtaining in return the liquidity needed to sustain its business. Factoring is a valid tool for both turnover concentrated on certain customers, perhaps acquired recently, and if the company wants to optimise its cash flow.
The main factoring services include:
We finance your business regardless of size or sector.
The possibility of obtaining protection from the risk of insolvency of its customers allows for both qualitative strengthening of working capital and support in particular phases, such as entry into new markets.
The use of factoring can lead to an increase in business volume, thanks to the possibility of divesting unexpired loans, freeing up financial resources for the development and growth of the business.
The use of factoring leads to an increase in the speed of circulation of working capital, through the reduction of the monetary cycle – from the payment of purchases of raw materials to the collection of sales of finished products – and reduces the company’s financial needs.
Factoring is a form of loan that complements rather than competes with traditional bank credit and can be used by the company to diversify its financial resources.
Transferring receivables to a factor is a sign that the company is attentive to the management of its receivables and to the planning of its cash flows. The transfer of receivables is normal as part of the growth path of a company.
Our thirty-year track record allows us to enter directly into the supply relationship between companies, offering customised solutions based on our customers’ needs.
We have developed skills and expertise over time which we also make available to our customers.
What does our factoring have to offer?
Advertising message for promotional purposes. For the contractual conditions of Factoring, please refer to the information sheet available at our branches and in the Transparency section of the website www.bancaifis.it.
With Ifis4business you manage your factoring relations easily thanks to a completely digital experience.
You choose how to manage the transfer of new invoices, the request for liquidity and organisation of due dates. You will have all in information needed in a single portal: your direct channel with Banca Ifis.
With Ifis4business your operations will improve in quality: you save time and can concentrate on your projects.
This is specific insurance coverage for the protection of the personal assets of directors, managers, company directors with corporate positions, and statutory auditors, in the event of “bad management” (negligence, error, incorrect declaration, omission, etc.) which leads to economic loss for: the company, third parties, suppliers or partners, or even in the event of bankruptcy of the company itself.
Promotional message, also of placement of insurance contracts. Before signing, please read the information at www.insurancefactory.it and which is also available through the distribution network. Lloyd’s S.A./Insurance Factory policy distributed by Banca Ifis S.p.A