Rendimax Conto Deposito

The high return deposit account

Our deposit account with zero fees offers you annual gross returns up to a maximum of 1.75% and excellent reliability: more than 130.000 customers have already selected it. Find the solution that best suits your requirements for managing your capital and find out immediately the returnsyou can earn using our calculation and comparison tools.

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Returns will vary based on the deposit account option you choose.

With the Vincolato time-locked option, you can choose whether to receive interest in advance (Vincolato Anticipato) or on a quarterly basis (Vincolato Posticipato) earning a return up to 1.75% gross p.a.

With the Like option, you earn an annual gross return of 0.40%, ask to withdraw deposited sums whenever you want and have them at your disposal after 33 days’ advance notice, continuing to accrue interest until maturity.

Libero is the ideal solution for those often needing to execute transactions involving the capital or those who require funds to be immediately available. At the end of the time-lock restrictions, sums are always rolled over to the Libero linked account.

Transactions are more secure.
Rendimax Conto Deposito transactions may be executed using default accounts (up to three). These accounts all need to be in the name of the account holder, except for Rendimax Conto Corrente (if entered as the second or third default account). This ensures that outgoing transactions may only be made to another bank account in your name.

Your money is secure.
Banca Ifis is a member of the Interbank Deposit Protection Fund which guarantees up to EUR 100 thousand per customer and per bank. Please also note that, since 2 July 2015 the Italian Parliament has enacted a law introducing harmonised rules in all European countries to prevent and manage crises of banks and investment firms (download the full document on bail-in).

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The quality of Customer Service is the result of listening to our customers and our willingness to provide them with help that has distinguished us for over thirty years: help us make it even more effective by following us on social media or asking for assistance on Facebook.

Contact us
Our Customer Service toll-free number 800 522 122 – from Monday to Friday – from 8:00am to 8:00 pm and Saturday from 8:00 am to 2:0 pm. If you are abroad, call 041 5027 646. You can send your documentation to Banca Ifis SpA Rendimax Conto Deposito Customer Service, PO Box 70 – 43044 Collecchio (PR). The registered office address is Banca Ifis S.p.A., Via Terraglio 63, 30174 Venice Mestre (VE).

App
Download the Banca Ifis Retail app. to manage your deposit account from smartphones and tablets.

Free or locked capital? You choose!
You can choose from various options to grow your savings. Specifically, with the Like option, capital is always available at call and the interest rate is 0.40% gross p.a. Also, you can:

Deposit on Like, the option that allows you to pay in sums at any time;
If you choose the Like option, you will be able to credit sums to the Libero linked account after 33 days, continuing to accrue interest until the locked period expires;
Choose Vincolato time-locked account, which offers eight different maturities and two interest payment options: Vincolato Anticipato, with advance settlement of interest; Vincolato Posticipato, which, instead, provides for interest settlement at the end of each quarter.

Zero costs and maximum transparency.
This is an excellent savings tool because it only takes a few minutes to open, with zero fees for account opening, closing and operating.

Once opened, you will never have surprises: for us, transparency is priority and we are committed to promptly disclosing any changes or new information affecting your account.

For all product information documents, go to the Transparency section.

Rendimax Conto Deposito options

Returns, security, freedom, free

Libero, Like or Vincolato: Rendimax Conto Deposito does not fear comparison when it comes to returns and freedom in managing your capital. Find the solution that best meets your savings needs.

Libero

Your first step into Rendimax Conto Deposito

Essential for activating Like and Vincolato accounts, it is ideal for those who often need to execute transactions using the capital, or for those who may need immediate sums at call.

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Like

Your capital always available

You will always have your capital at call and an interest rate of 0.40% gross p.a. If you need to use the capital, you can cash out all or part of the funds deposited and we will roll them over to the Libero linked account after 33 days’ advance notice. Interest will continue to accrue until the capital is credited back to Libero.

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Vincolato

Maximum freedom, maximum return

You can choose up to eight different maturities and two interest settlement options: early (Vincolato Anticipato) and deferred quarterly with a gross annual return up to 1.75% (Vincolato Posticipato).

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Debit card

Zero fees

A free debit card for all Rendimax Conto Deposito customers. You can request it both on opening the account and at a later date directly from your Private Area.

With contactless technology and enabled for Pagobancomat, Bancomat, Cirrus and Maestro circuits, it is issued free of charge and with no fee. It provides unlimited free transactions both in Italy and abroad for POS payments and 5 free cash withdrawal transactions per month in Italy and the EU using BANCOMAT/CIRRUS ATMs.

For financial and economic terms and conditions, please consult the key information sheet.

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How to open the deposit account

Thanks to our simplified procedure with digital signature, you will not have to print or send any paper form. To request account opening, you will only need a mobile phone, an e-mail account and to have on hand:

Your personal data;
The IBAN code of your payment account (default account);
A copy of an identity document and tax code in pdf or jpg format.

Once the application is complete, you will have to activate your Rendimax Conto Deposito by making a wire transfer credit from your default account.

Open it now or view our video guides for opening Rendimax Conto Deposito personal and Rendimax Conto Deposito joint account.

Open the account

Looking for information or help?

Call the toll-free number 800 522 122 or (+39) 041 5027 646 if you are abroad.

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Advertising message for promotion purposes only. For the contractual conditions of Rendimax Conto Deposito – deposit account, please consult the key information sheet available in the Transparency section of the website www.bancaifis.it.