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Rendimax Conto Deposito

The high return deposit account

Our deposit account offers annual returns of up to a maximum of 4.00% gross and excellent reliability. Are you a company or bankruptcy receiver involved in insolvency proceedings? Find the solution that best suits your requirements for managing capital and find out immediately what your return will be, using our Compare tool.

Open a Rendimax Conto Deposito deposit account now if you are a business or bankruptcy receiver.

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Returns vary based on the deposit account solution you choose.

With the Vincolato option, you can choose whether to receive interest in advance (Vincolato Anticipato) or on a quarterly basis (Vincolato Posticipato) with a return up to 4.00% gross p.a.

With the Like option, you can enjoy an annual gross 0.75% return, and deposit amounts are available at call, on providing 33 calendar days’ notice, while you continue to accrue interest until the maturity date.

Libero is the ideal option for those who need to use capital for frequent transactions or for those require sums to be at their disposal immediately. At maturity and the end of time-lock restrictions, sums will be credited to the Libero linked account.

Transactions are secure. 
Rendimax Conto Deposito may be used via linked accounts (up to three). These accounts must all have the same account holder name, except for Rendimax Conto Corrente (if entered as the second or third default account). This ensures that outgoing transactions may only be executed via another bank account in your name.

Your money is secure.
Banca Ifis is a member of the Interbank Deposit Protection Fund that guarantees up to EUR 100,000 per customer and per bank. Please also note that, since 2 July 2015, the Italian Parliament has enacted a law introducing harmonised rules in all European countries to prevent and manage the crises of banks and investment firms (download the full document on bail-in).

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Contact us
Our Customer Service  toll-free number 800 522 122 – from Monday to Friday – from 8:00am to 8:00 pm and Saturday from 8:00 am to 2:0 pm. If you are abroad, call 041 5027 646. You can send your documentation to Banca Ifis SpA Rendimax Conto Deposito Customer Service, PO Box 70 – 43044 Collecchio (PR). The registered office address is Banca Ifis S.p.A., Via Terraglio 63, 30174 Venice Mestre (VE).

App.
Download the Banca Ifis Retail app. to manage your deposit account from smartphones and tablets.

Free or locked capital? You choose! 
You can choose between different options to grow your savings deposits. Specifically, with Like, capital is always available at call and interest is 0.75% gross p.a. Also, you can:

  • Deposit sums in Like: this solution allows you to pay sums in at any time;
  • If you choose the Like option, you will be able to credit sums to the Libero linked account after 33 days, continuing to accrue interest until the locked period expires;
  • Choose the Vincolato deposit, which offers eight different maturities and two interest settlement options: Vincolato Anticipato, with early interest settlement Vincolato Posticipato, which instead provides for quarterly deferred interest settlement.

Zero costs and maximum transparency.
This is an excellent savings tool because it only takes a few minutes to open, with zero fees for account opening, closing and operating.

Once opened, you will never have surprises: for us, transparency is priority and we are committed to promptly disclosing any changes or new information affecting your account.

For all product information documents, go to the Transparency section.

Rendimax Conto Deposito options

Returns, security, freedom, free

It is a zero-expense deposit account that allows your company to retain cash needed in its operation (such as employee severance indemnity). You can deposit capital in various sub-accounts offering different options: Libero, Like or Vincolato. Find the solution that best suits your business requirements.

Libero

Your first step into the Rendimax Conto Deposito

Essential for opening Like and Vincolato accounts; it is ideal for those who often move capital or for those who may need immediate access to sums.

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Like

Your capital always at your disposal

Your capital is always available at call and accrues interests of 0.75% gross p.a. If you need to withdraw funds, you can withdraw them on your own, and we will credit them to the Libero linked account in 33 days, while interest will continue to accrue until capital is credited back to Libero.

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Vincolato

Maximum freedom. Maximum return.

You can choose from eight different maturities and two interest settlement options: early settlement (Vincolato Anticipato) and deferred quarterly, with a gross annual return up to 4.00% (Vincolato Posticipato).

Find out more

How to open Conto Deposito

You can open a Rendimax Conto Deposito account easily on-line and in just a few simple steps.

To open Rendimax Conto Deposito keep at hand:

  • Corporate data: VAT number, tax code, Chamber of Commerce registration company number;
  • Personal data of the legal representative or attorney-in-fact*: name, surname, tax code and identity document;
  • IBAN code of your corporate bank account (default account).

Fill in the form on-line, print it and then prepare a photocopy of the following documents:

  • Ordinary title search issued by the Chamber of Commerce (with date no earlier than three months from the date of signing deposit account contractual documents);
  • Documentation of attribution of powers to the legal representative;
  • Identity document and tax code of the legal representative/attorney-in-fact*.

You will then be contacted by one of our relationship managers, with whom you can make an appointment for recognition procedures and for signing the contract.

*Attorney-in-fact vested with powers of representation under a power of attorney, filed and disclosed in accordance with the law, with the powers of ordinary administration, or the powers necessary for entering into contracts for the opening of current accounts and deposit accounts and executing transactions with the amounts deposited therein.

Open the account

To open Rendimax Conto Deposito keep at hand:

  • Corporate data: VAT number, tax code, Chamber of Commerce company registration number;
  • Personal data of the legal representative or attorney-in-fact*: name, surname, tax code and identity document;
  • IBAN code of the current account in the name of the bankruptcy receivership (default account).

Complete the on-line form, print it, and then prepare a photocopy of the following documents:

  • Certified copy of the bankruptcy court order with which the court appointed the receiver to oversee the bankruptcy procedure;
  • Valid identity document and tax code of the receiver;
  • Company business profile survey issued by the Chamber of Commerce company registry office.

Whenever the bankruptcy court order was delivered prior to 16 July 2006, a certified copy of the order needs to be prepared, under which the court appointed the receiver to oversee the bankruptcy procedure:

  • Upon opening the Rendimax Conto Deposito Libero and subsequent initial payment;
  • To withdraw funds in the manner provided under Rendimax Conto Deposito contractual terms and conditions (valid only to the default account in the name of the bankruptcy receivership procedure);
  • On closing the Rendimax Conto Deposito account.

Whenever, however, the court order was delivered after 16 July 2006, the provision regarding appointment of the creditors’ committee is required.

You will then be contacted by one of our relationship managers, with whom you can make an appointment for recognition procedures and for signing the contract.

Open the account

Looking for information or help?

Call the toll-free number 800 522 122 or 041 5027 646 if you are abroad.

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Advertising message for promotion purposes only. For the contractual conditions of Rendimax Conto Deposito account, please consult the key information sheet available in the Transparency section of the website www.bancaifis.it.