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FACTORING & SUPPLY CHAIN
- Factoring - Trade receivables
- Tax Receivables Purchasing
- Supply Chain Finance
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LOANS
- Medium and long-term loans
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LEASING & RENTAL
- Leasing
- Rental Ifis Rental Services
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CORPORATE & INVESTMENT BANKING
- Financial Advisory/M&A
- Structured Finance
- Equity Investment
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INTERNATIONAL
- Factoring import/export
- Import/export loans
- Other foreign banking services
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BANKING SERVICES
- Current Account
- Time Deposit
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OTHER SERVICES
- Insurance
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Group Strategy
Digitalisation, strategic partnerships, efficiency and sustainability are the Bank’s drivers for growth.
Digitisation, strategic partnerships, efficiency and sustainability are the drivers of the D.O.E.S. Business Plan 2022-2024 that have charted the Bank’s development path in these years.
Banca Ifis operates in the most profitable and high-growth-potential business segments such as Commercial & Corporate Banking for SMEs and Npl, in which it holds a leading position.
In 2025, in order to further accelerate its growth, Banca Ifis completed the acquisition of illimity Bank: the integration will strengthen the Bank’s leadership position in the Italian specialty finance market, ensuring greater commercial action in SME services and expanding the Group’s market perimeters.
In line with its Mission, Banca Ifis offers excellent financial products and services to support the digital and sustainable transition of our country, generating a positive impact on the real economy and fostering financial and social inclusion.
The Opas on illimity Bank ended with great success, marking another historic milestone in Banca Ifis’s growth path. The integration of two highly complementary realities represents a further opportunity to strengthen our competitive positioning, generate high shareholder returns, and contribute in an even more decisive way to supporting the Italian real economy, through increasingly high-quality credit.
Moody’s has assigned Banca Ifis a rating of Baa3 (investment grade) with a stable outlook due to the Bank’s profitability and solid capital and liquidity position.
Business Plan 2022-2024: three years of success
The D.O.E.S. Business Plan has generated value for all our stakeholders, as confirmed by the performance achieved by the Group. Cumulative profits for the three-year period 2022-24 amounted to EUR 463 million, 12% above the targets outlined in the Plan, while the cumulative dividend for the same period amounted to EUR 295 million, 47% above the target.