Renting instead of buying: an increasingly common choice

Technology evolves rapidly and sustainability has now become a priority: a framework in which the rental of personal and professional goods establishes itself as a practical, flexible, and economically advantageous solution. A choice that meets the specific needs of both the business world and the everyday life of each of us; Stefano Crivellaro, Head of Technology at Banca Ifis, delves into the topic for us.

Which goods for personal or professional use can be rented?

Today it is possible to rent a wide range of goods, both for personal and professional needs. Among the most requested are technological devices such as smartphones, tablets, PCs, monitors and TVs, which are ideal for those who want to stay updated without making a direct purchase and having the opportunity for periodic renewal. Bicycles, whether electric or muscular, are included among the rentable goods, offering sustainable solutions for urban mobility, also beneficial to companies or accommodation and tourist facilities wanting to make them available to employees or customers.

In the healthcare sector, electromedical devices are also available, useful for healthcare facilities that wish to expand services without tying-up capital, professionals, and medical practices that need cutting-edge tools.

In general, renting is the ideal solution for all those goods whose technology evolves rapidly, allowing for access to always up-to-date tools, without the burden of ownership.

I need to increase the productivity of my company, what solutions can I apply for?

To rent an item means choosing a more flexible, sustainable, and advantageous method of use from different perspectives, especially economically.

Always up-to-date technology
Renting provides continuous access to state-of-the-art devices, avoiding obsolescence and the costs associated with frequent replacement.
Protection from unforeseen events
Damage or theft are often covered by services included in the rental fee, avoiding unexpected expenses and ensuring continuity of use.
Environmental sustainability
Every rented product will always have a second life, reducing environmental impact and contributing to a circular economy.

Concrete economic advantages

- Zero initial investment: there is no need to tie up capital for the purchase.
- Predictable costs: the monthly fee is fixed and can be planned, with no surprises.
- Tax deductibility: for companies and professionals, renting may be deductible as an operating cost.
- Simplified management: no depreciation, maintenance or disposal charges.
- Adaptability: it is possible to choose the contract duration most suitable for your needs, preventing waste and optimising resources.

Conscious use
Renting encourages a targeted and responsible use: you use what you need, when you need it, avoiding the accumulation of unused items, as often happens with impulsive purchases.

Would you like to find out more about rental solutions by Ifis Rental Services?

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How does the offer for private individuals differ from that for professionals and SMEs?

The main difference lies in the purposes of use and the economic and managerial benefits.
For professionals and SMEs, renting equipment is a strategic lever: it enables the benefit of tax-deductible fees and optimises the annual budget by using just a portion of the resources compared to buying. This frees up capital for investments that are more targeted and urgent.

In addition, renting allows companies to quickly adapt to market developments, upgrading technological equipment in a flexible and dynamic manner. The management of company assets thus becomes more efficient, with lower maintenance costs and greater operational control.

For private individuals, on the other hand, renting is a choice geared towards convenience, sustainability, and accessibility: it allows the use of cutting-edge technological products without the commitment of purchase, with economical and flexible plans, and with the guarantee that each device will have a second life, helping to reduce environmental impact.

Rental services offered by Ifis Rental Services S.r.l., a commercial company of the Banca Ifis S.p.A. Group. For more information, please visit the dedicated pages at https://ifisrentalservices.bancaifis.it/