Financial goals

Group goals

  • ROE: over 15% in 2019
  • EPS: over 4,5 euro
  • Book value per share: over 30 euro
  • Digitalized bank: 140 million euro investments in technology in the next 3 years


Group Challenges 

  • Customer experience: the new heart of the banking innovation
  • Management team integrated with a unique company culture
  • Strong, solid and simplified processes to mantain our rate of growth
  • Expected growth within all segments
  • Reversal of Purchase Price Allocation: significant impact in the coming years
  • Strong contribution to total profitability in NPL area
  • Interbanca Group in break-even from 2017
  • Profitability of core business more than double in the next 3 years


Our Pillars


Key Highlights 3Q 2018