Banca IFIS (Milan IF.IM; Market cap: €2.2bn – 31/12/2017)
With a market capitalization of about € 2.2 billion as of December 31, 2017, Banca IFIS (Fitch BB+, outlook stable) is currently Italy’s largest independent specialty finance player, operating in the following sectors: trade receivables, acquiring/selling & managing portfolios of non-performing loans, and tax receivables. The key elements of our strategy are the control of profitability adjusted for risk, liquidity, and capital absorption. Following the acquisition of the former Ge Capital Interbanca Group in November 2016, Banca IFIS has further diversified its business model, significantly increased its client base (i.e. Italian small and medium businesses), and expanded its range of products and services by leveraging the former GE Capital Interbanca Group’s expertise in leasing and mediumterm financing. The recent acquisition of Cap.Ital.Fin S.p.A., an Italian company specialising in salaryor pension-backed loans, underlines Banca IFIS’s relentless commitment to identifying new market segments that fit its business model.
We are convinced that only a bank that is beneficial to the economy in which it operates, whilst, at the same time, knows how to obtain the right amount of profit from its actions, has the dignity to look forward and plan its future. What is fundamental in the way we operate are the three pillars we base our work and all our business lines on: control of risk-corrected profitability, of liquidity and of absorbed capital.
Making the most of the Bank's capital and liquidity to allow businesses and households, even in difficulty, to optimize their financial resources. Becoming the benchmark in Italy in providing financial support to micro, small and medium-sized Italian companies, also on an international level. Allow to the highest possible number of debtors to return to being financially credible. Giving value to the savings of individuals and companies thanks to transparent and reliable proposals.
to deal with the market changes and respond promptly.
Improve the quality of services through the use of new technologies.
Build trust relationships to maintain a constant dialogue with customers.
Promote a new "doing" culture to meet the challenges of the global market.
Think of unique services for its customers and their business needs.
Being a Bank
that supports the real economy of the country.
Work in serenity,
having safe products
and high yield.